Welcome APWU Members
We are your APWU member owned and operated non-profit association providing accidental daily disability, dismemberment and death benefits to APWU members and their spouses.
Our plans provide around-the-clock coverage for all injuries or death regardless of where the accident occurs.
All APWU members are eligible to join any of our 3 plans.
Any local or state organization that chooses to enroll their membership in either our Value or Advantage plan will receive a substantial discount to our premium rate structure.
Coverage Plans
Value plan
$16
per calendar day
Tax free
For disability
$6,000 Death Benefit
- Lump sum dismemberment
- Family coverage included
Cost Per Pay Period
– Group Rate: $0.87
– Individual Rate: $1.37
Advantage plan
$28
per calendar day
Tax free
For disability
$24,000 Death Benefit
- Lump sum dismemberment
- Family coverage included
Cost Per Pay Period
– Group Rate: $3.12
– Individual Rate: $3.62
plus plan
APW-ABA PLUS is an accidental death benefit available only to members of the Accident Benefit Association.
PLUS plan can also be added to the advantage plan or value plan.
You may choose the APW-ABA PLUS death benefit coverage in the amounts of:
- $20,000
- $30,000
- $40,000
- $50,000
- $75,000
- $100,000
- $125,000
- $150,000
Retirees and Spouses limited to $50,000 supplemental coverage
3 Easy Steps For Your Local/State Organization to Join the APW-ABA…
STEP ONE
Bring a Motion Before Your Membership
It’s easy to join the APW-ABA–just use the sample motion provided to get your membership enrolled in either the value or advantage plan.
Sample Motion to Join the APW-ABA
STEP TWO
VOTE ON AND PASS THE MOTION
Get your membership to vote on the motion.
STEP THREE
SEND A COPY OF THE MINUTES FROM THE MEMBERSHIP MEETING TO BOTH APWU NATIONAL SECRETARY-TREASURER’S OFFICE AND OUR HOME OFFICE
Once the National office processes your request, we will send each member a Certificate of Membership along with a Designation of Beneficiary form.
Home Office
Mailing Address
APW-ABA
PO Box 120
Rochester, NH 03866
National Office
Mailing Address
APWU National Secretary Treasurer
1300 L Street NW
Washington, DC 20005
Need to Make a Payment?
Give us a call, we’ll help you out
Recent Announcements
Welcome Wilmington NC, Kirksville MO, & Greater Hicksville Area Local
The APW-ABA would like to welcome the Wilmington NC, Kirksville MO, & Greater Hicksville Area Local to our Association!!…
News Digest Spring 2025 Vol. 40 No. 1
news_digest_spring_2025_vol._40_no._1_0Download…
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The American Postal Workers Accident Benefit Association has been notified of a potential phishing scam in which a fraudulent entity…
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The APW-ABA would like to welcome the Trenton Metro Area Local & Inland Empire Area Local to our Association!!…
News Digest Fall 2024 Vol. 39 No. 2
news_digest_fall_2024_vol._39_no._2Download…
News Digest Spring 2024 Vol. 39 No. 1
news_digest_spring_2024_vol._39_no._1Download…