Advantage Plan

We’ve got you covered!

Wherever you are — Whenever you need it:

  • On or Off the Job
  • Vacation or Play
  • Work or Home
  • 7 Days a Week – 24 Hours a Day – 365 Days a Year

– No Physicals

– No Waiting Period

– No Age Limitations

– Tax-Free Benefits Paid Directly to You


$28 PER CALENDAR DAY

Of disability coverage from a covered accident

$24,000 DEATH BENEFIT

For death caused by an external accident


Dismemberment Lump Sum Benefits

Type of LossBenefit Amount
One finger$2,000
Thumb$3,000
Two or more fingers$4,000
Thumb and one or more fingers$5,000
Sight of one eye$12,000
Sight of both eyes$24,000
One arm$8,000
Both arms$24,000
One leg$8,000
Both legs$24,000
One arm & one leg$24,000

Family Benefit Provision — Included at No Extra Cost!

  • $2,000 accidental death benefit for your non-member spouse
  • $2,000 accidental death benefit for unmarried dependent children (up to age 26)

APW-ABA Benefits are paid to the member in addition to any other benefit plans/coverage members may have


Cost Per Pay Period

  • Group Rate: $3.12
  • Individual Rate: $3.62

Per member, per pay period


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